🍽️ RESTAURANT INSURANCE
Protect Your Passion. Serve with Confidence.
One Kitchen Fire. One Lawsuit. One Employee Accident.
You’ve poured your heart (and probably your life savings) into your restaurant. The long hours, the late nights, the relentless pursuit of perfection—it’s not just a job. It’s your dream.
But what happens when the unexpected shows up during service?
A server slips on a wet floor.
A customer claims food poisoning.
A grease fire damages your kitchen.
An employee files a harassment claim.
Your delivery driver rear-ends someone.
These aren’t just “what-ifs.” They happen every day in the food industry.
The only question is—will you be protected when they do?
💡 What Is Restaurant Insurance?
Restaurant Insurance isn’t just one policy—it’s a powerful package designed to cover every angle of your business, from the front-of-house to the back-of-kitchen.
We offer comprehensive protection for restaurants of all kinds, including:
✅ Business Owners Policy (BOP)
A smart, bundled policy that covers general liability, property damage (like fires or storms), and business interruption. It’s the foundation of restaurant risk protection.
🚗 Commercial Auto Insurance
Whether you offer deliveries or catering, protect your vehicles (and drivers) from accidents, lawsuits, and costly repairs.
💼 Workers Compensation Insurance
Covers medical bills, lost wages, and rehab if your employees get injured on the job—essential in a high-risk environment like a kitchen.
⚖️ Employment Practices Liability Insurance (EPLI)
Protects you from claims of harassment, discrimination, wrongful termination, and other HR-related lawsuits.
🩺 Group Health & Employee Benefits
Attract and retain top talent by offering health insurance and benefit packages your team will love—and your budget can handle.
🧠 Why Restaurant Owners Choose Comprehensive Coverage
Because in this business, it’s not if something goes wrong.
It’s when.
One gap in your coverage could mean tens of thousands in losses—or worse, closing your doors.
Our restaurant-specific policies are built to minimize your risk, protect your margins, and keep you focused on running your business, not fighting fires (literal or legal).
❤️ Insurance That Understands Restaurants
We get it: you’re not just insuring ovens and tables—you’re protecting your staff, your brand, your reputation, your dream.
You need:
Fast claims service
Affordable rates
Policies tailored to restaurants
An advisor who understands your unique risks
That’s exactly what we deliver.
🚀 Ready to Safeguard Your Success?
Whether you run a family-owned diner, a five-star kitchen, or a fast-casual franchise, your insurance should work as hard as you do.
📲 Get a personalized Restaurant Insurance quote today — and get back to doing what you do best: serving unforgettable experiences.
🧭 Final Word:
In the restaurant world, everything can change in a second.
Make sure your coverage doesn’t leave you exposed.
Protect your team. Your guests. Your legacy.
With smart, all-in-one coverage built just for restaurant owners.