📄 Earthquake Preparedness Checklist
Before the Ground Shakes, Get Ready.
🏠 Home Preparation
✔ Secure heavy furniture to walls (bookshelves, cabinets)
✔ Anchor water heaters and large appliances
✔ Use latches on kitchen cabinets to prevent glassware from falling
✔ Store breakable items on lower shelves
✔ Identify and fix structural vulnerabilities (chimneys, foundations)
🧰 Emergency Supplies (72-Hour Kit)
✔ Flashlights with extra batteries
✔ First-aid kit
✔ Portable phone charger or power bank
✔ 3-day supply of food and water per person
✔ Medications and backup prescriptions
✔ Copies of ID, insurance policies, important documents
✔ Cash in small bills
✔ Blankets, hygiene items, and face masks
✔ Sturdy shoes and gloves
📍 Family Safety Plan
✔ Create a communication plan — who to call, where to meet
✔ Teach family how to "Drop, Cover, and Hold On"
✔ Locate gas, water, and electric shut-offs
✔ Know the nearest emergency shelters or safe zones
✔ Make sure kids and elderly family members know the plan
🛡 Financial Protection
✔ Review your current homeowners policy
✔ Know what’s excluded (especially earthquake damage)
✔ Get a personalized earthquake insurance quote
✔ Store digital copies of your home inventory (photos + receipts)
✅ Preparedness saves lives — and prevents financial disaster.
🧾 Comparison Chart: What’s Covered?
💡 Important: Earthquake insurance often comes with its own deductible, separate from your homeowners policy — typically a percentage of your home's insured value.
🌍 EARTHQUAKE INSURANCE
Because When the Ground Shakes, Everything Changes
“It Happened So Fast...”
If you’ve ever felt the ground tremble beneath your feet — you know the feeling.
It’s sudden. It's disorienting. And it reminds us of something most people forget:
The earth doesn’t ask permission.
One shift, one shock, and everything you’ve worked for — your home, your belongings, your peace of mind — could be at risk.
💥 Did You Know?
Most homeowners insurance policies do NOT cover earthquakes
Earthquakes cause billions in uninsured damage each year in the U.S.
Damage from aftershocks can be just as devastating as the first quake
Even moderate quakes can cause cracked foundations, roof damage, or unlivable homes
And yet... most people don’t find out they’re not covered until it’s too late.
🧱 What Does Earthquake Insurance Cover?
Earthquake Insurance is a specialized policy designed to cover what standard home insurance doesn’t. It typically helps pay for:
Structural damage to your home and foundation
Repairs to walls, ceilings, plumbing, and electrical systems
Replacement of personal property and belongings
Temporary living expenses if your home is uninhabitable
Detached structures like garages and fences (optional)
We help you customize your policy based on your home’s location, structure, and risk level — so you’re not paying for what you don’t need, and not missing what you do.
💡 Who Needs Earthquake Insurance?
You don’t have to live in California to be at risk.
Earthquakes have hit all 50 states — and states like Oregon, Utah, Missouri, South Carolina, and even New York have active fault lines.
Ask yourself:
Could I afford to rebuild my home if it were damaged tomorrow?
Do I live near a known fault line or seismic zone?
Is my home made of brick, concrete, or built on soft soil (higher risk)?
Would I want a safety net for my family if the unthinkable happens?
If the answer is yes — it’s time to consider earthquake insurance.
🔍 Common Misconceptions (That Cost People Everything)
❌ “It’s too expensive.”
✅ Most policies are affordable — especially compared to rebuilding a house from scratch.
❌ “My homeowners policy covers it.”
✅ Standard home insurance typically excludes earthquake damage completely.
❌ “It probably won’t happen here.”
✅ Earthquake risks exist in more places than people think — and quakes don’t come with warnings.
⚡ Why People Choose Us
Honest advice — no scare tactics, just facts
Custom policies based on your risk level and home type
Clear explanations of deductibles, limits, and options
Support during the claims process — when it matters most
Bundling options with homeowners or renters insurance
🛑 Don’t Wait for the Ground to Shake
By the time you feel it, it’s too late to get covered.
📲 Get your Earthquake Insurance quote today —
See how affordable peace of mind can really be.
🧭 Final Thought:
You can’t predict an earthquake.
But you can prepare for one.
Protect your home. Shield your future.
Because sometimes, a strong foundation isn’t made of bricks — it’s made of planning.