💥 Don’t Get Hit with a Surprise Workers’ Comp Bill — What First-Time Buyers Need to Know
You just started your business, got workers’ comp insurance, and you're feeling good knowing you're covered. Fast forward a year — and BOOM — you get hit with a surprise bill from your insurance company. Thousands in back pay. Why? Because your payroll was underreported — and now you have to make up the difference.
⚠️ Contractors: Need Workers' Comp to Land the Job — But Have No Employees?
You finally got the call — that big job you've been waiting for.
But there's a catch...
They won’t hire you unless you show proof of workers' comp insurance 🧾
“But it’s just me… I don’t have any employees!”
Sound familiar?
👻 Here’s the solution most contractors don’t know about:
It’s called a Ghost Policy — and it might be exactly what you need.
❓ Do I need workers' comp for independent contractors in California?
It all begins with an idea.
