General Liability Insurance protects the assets of a company when it is sued for property damage, personal injury, and advertisement injury (slander or false advertising.) This type of insurance is essential for every business because no company should risk losing everything due to a lawsuit, regardless of who is at fault.

Your insurance needs are unique to your business, and here at Beyond Your Insurance, we completely acknowledge all the hard work and care you put into your business. And because mistakes and accidents happen all the time, we work directly with you and your business to ensure your needs are address, and are insured accordingly.

Specific Areas of General Liability 


  • Artisan Contractor Liability
  • Professional Liability (Error and Omissions)
  • Directors and Officers Liability
  • Excess Liability (Umbrella)
  • Product Liability
  • Garage Liability/Garage Keepers Liability

Public / Livery Vehicles

If you have a vehicle(s) that transports people or goods for hire such as a taxi, a limousine, a hearse, or a delivery service it is called public/livery conveyance. Unfortunately, livery conveyance automobiles are not covered under personal auto insurance. Businesses must get separate commercial auto insurance for their service vehicles.


Contact your insurance company if you need additional information or have any questions regarding the “business use” of your automobile.